India’s DPI #3: Empowerment
Empowerment via DPI (Digital Public Infrastructure) , that is the next benefit described in Rahul Matthan’s The Third Way . That refers to empowerment of the individual over the data collected about him and what it can be used for. On this front, India has created DEPA (Data Empowerment and Protection Architecture) . What is that? “A consented (consent based) data-sharing framework capable of being applied across various sectors.” An example helps understand it. Matthan takes a vegetable vendor, Rajini. Say, she goes to the wholesale market early every morning, buys ₹25,000 worth of vegetables. Then she brings it to the neighbourhood, and sells it for ₹28,000 per day, netting a profit of ₹3,000 per day. That’s a lakh a month. Thanks to digitization and UPI, there is a digital trail of these transactions. With which she could prove her credibility and success to seek a loan at better terms. The problem though is that her bank transaction record will show many, man...